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Banking IFSC Codes

All Bank Branches Address IFSC, MICR Codes Data


THE JAMMU AND KASHMIR BANK LIMITED

  • What is BIC ?

    The BIC or Bank symbol Code (also referred to as the SWIFT address) is a unique address that in payment messages identifies exactly the bank concerned in monetary transactions. once employed in conjunction with the IBAN it identifies the bank at that the account of the beneficiary is command.

  • What is RTN ?

    Bank routing number or routing transit number (RTN) is a nine digit number used to identify a financial institution in a transaction. Internation banks Routing Code, Bank Identifier Code (BIC) & SWIFT codes are basically the same.

  • What is Bank BSR Code

    Basic Statistical Return (BSR) Income Tax Department's initiative to receive information and maintain records of tax paid through banks through online upload of challan details is named as OLTAS (Online Tax Accounting System).

THE JAMMU AND KASHMIR BANK LIMITED, incorporated in 1938, and listed on NSE and BSE. Jammu and Kashmir Bank operates as a universal bank in the Union Territories of Jammu and Kashmir and Ladakh and as an exclusive bank in the rest of the country. It is also designated as an agent of RBI for banking business, and carries out banking business of Union Territories of Jammu & Kashmir and Ladakh, apart from collecting central tax for CBDT. Works on the principle of ‘Strong Banking’ and seeks to provide innovative financial solutions to Domestic, Small and Medium Enterprises.

J&K Bank follows a two-legged business model, whereby it seeks to increase lending in its home sector, resulting in higher margins despite modest volumes, and at the same time, on a pan-India basis to create volumes. Seeks to capture specific lending opportunities and improve margins.

  • THE JAMMU AND KASHMIR BANK LIMITED





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  • What is MICR Code?

    The Magnetic Ink Character Recognition Code (MICR) is a numeric code that uniquely identifies a Bank-Branch participating in the ECS Credit scheme. MICR code consists of 9 digits e.g 500447125

    • First 3 digits represent the city (500447125)
    • Next 3 digits represent the bank (500447125)
    • Last 3 digits represent the branch (500447125)

    The MICR Code assigned to a bank branch is written on the MICR band of cheque leaves issued by bank branches.

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